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8 Types of Insurance Policies for Small Businesses to Consider
Many employers prefer to use payroll service providers to help ensure their employees and taxes are paid accurately and on time. A payroll service provider can help employers meet filing deadlines and deposit requirements and streamline business operations.
Accounting
Small businesses and corporations can claim life insurance as a business expense and often do. Life insurance is frequently provided as an employee benefit, along with health insurance. In this case, it's common for businesses to deduct the cost of premiums along with any other employee expenses.
Corporate ownership of life insurance (COLI) refers to insurance obtained and owned by a company on its employees, typically senior-level executives. Companies pay the premiums and receive the death benefit if the employee dies. The insured employee's heirs or family do not receive any benefits.
What are the three main types of life insurance?
Whole life insurance, universal life insurance, and term life insurance are three main types of life insurance.
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